Mobility Insurance & Warranties

Choosing Mobility Insurance or Warranty Cover

Mobility equipment is often relied on every day, so insurance and warranty cover can be worth considering if a breakdown, fault, damage or loss of use would cause disruption.

This range includes cover options for:

• Mobility scooter insurance
• Powerchair insurance
• Wheelchair insurance
• Mobility scooter warranty
• Powerchair warranty
• In-home warranty cover for equipment such as riser recliners, beds, hoists and stairlifts

Insurance and warranty products are designed for different situations. Insurance is usually chosen for broader protection, such as accidental damage, theft, loss or public liability, depending on the policy. Warranty cover is usually more focused on mechanical or electrical faults, especially once the original manufacturer warranty has ended.

Before choosing cover, check what equipment is included, what is excluded, whether call-out or repair support is covered, and whether the cover applies at home, outdoors or while travelling. It is also worth checking whether your equipment is new, used, already under warranty, or used every day.

If you rely on your equipment every day, it is worth thinking about what would happen if it could not be used for a few days. A scooter, powerchair, riser recliner or bed may not just be a purchase; it may be part of your daily routine. Checking repair support, call-out options and replacement terms can help you choose cover that suits how the equipment is actually used.

You may also find it useful to browse mobility scooters, powerchairs, wheelchairs, riser recliner chairs, adjustable beds, service and repairs or delivery information.

Mobility Insurance and Warranty FAQs

Quick answers on the difference between insurance, warranty cover and repair protection.

Do Mobility Scooters Need Insurance?

Class 2 and Class 3 mobility scooter insurance is not legally required, but it is recommended. Many users choose cover for extra protection against accidents, damage, theft, breakdowns or liability.

What Is the Difference Between Insurance and Warranty Cover?

Insurance usually protects against events such as accidental damage or theft. Warranty cover usually relates to mechanical or electrical faults.

Can Powerchairs Be Insured?

Yes. Powerchair insurance is available for powered wheelchairs, with cover depending on the policy selected.

Is Warranty Cover Useful for Mobility Equipment?

Warranty cover may be useful if you rely on your equipment daily and want extra peace of mind around repair costs after the original manufacturer warranty.