Mark Bates Mobility Scooter Insurance & Warranties

Mark Bates Insurance for Mobility Equipment

Mark Bates Ltd is a specialist UK insurance provider offering protection for mobility scooters, powerchairs, wheelchairs and other mobility equipment. These products can help protect valuable equipment against eligible risks and unexpected costs, depending on the policy or warranty selected.

The options available through Modern Mobility include insurance for everyday mobility equipment alongside extended warranties and in-home protection plans.

Available Mark Bates products include:

• Mobility scooter insurance
• Powerchair insurance
• Manual wheelchair insurance
• Mobility scooter and powerchair warranties
• In-home warranties for riser recliners, beds, hoists and stairlifts

Mobility Scooter and Powerchair Insurance

Mobility scooters and powerchairs can represent a significant investment and may be relied upon every day. Mark Bates mobility insurance is designed to provide specialist protection for powered mobility equipment, with policy features varying according to the level of cover selected.

Depending on the product and policy terms, cover may include protection relating to accidental damage, theft, breakdown recovery or third-party liability. Always read the current policy documentation carefully so you understand what is included, the applicable limits and any exclusions.

If you are purchasing a new mobility scooter or powerchair, it is worth arranging suitable cover before relying on the equipment for regular journeys.

Mark Bates Wheelchair Insurance

Manual wheelchairs can also be insured through Mark Bates. Wheelchair insurance may be worth considering where the chair is valuable, used regularly outside the home or difficult to replace quickly if it is damaged or stolen.

The right protection depends on the wheelchair, its value and how it is used. Check the individual policy terms before purchasing to confirm the equipment and circumstances covered.

Insurance or Extended Warranty?

Insurance and warranties provide different types of protection.

• Insurance may protect against specified events such as theft, accidental damage or third-party claims, depending on the policy
• Extended warranties generally focus on eligible mechanical or electrical faults after the original manufacturer warranty has ended
• In-home warranties may cover eligible equipment such as riser recliners, adjustable beds, hoists and stairlifts

Some customers may benefit from insurance, a warranty or a combination of both. The correct option depends on the age, value and type of equipment, how frequently it is used and the protection already included with the original purchase.

Which Mobility Products Can Be Covered?

The Mark Bates products available through Modern Mobility can provide insurance or warranty options for several types of mobility equipment.

Depending on the specific product, this may include:

• Mobility scooters
• Powerchairs and electric wheelchairs
• Manual wheelchairs
• Riser recliner chairs
• Adjustable and mobility beds
• Patient hoists and lifting equipment
• Stairlifts

Eligibility, equipment age, cover limits and exclusions vary between products, so check the current documentation before purchasing.

Choosing the Right Mark Bates Cover

Before selecting insurance or a warranty, think about the equipment you want to protect and the risks that matter most to you.

It is worth checking:

• The value and age of the equipment
• Whether it is used mainly at home or outdoors
• Whether breakdown recovery is included
• Whether accidental damage or theft is covered
• Any excess payable when making a claim
• Cover limits and geographical restrictions
• Mechanical and electrical breakdown conditions
• Any servicing or maintenance requirements

Do not assume every Mark Bates product provides the same protection. The cover included with mobility scooter insurance, wheelchair insurance and extended warranties can differ.

Arrange Mark Bates Cover Through Modern Mobility

Modern Mobility supplies Mark Bates insurance and warranty products for customers purchasing or protecting eligible mobility equipment.

If you are uncertain whether you need insurance, an extended warranty or in-home equipment cover, speak to the Modern Mobility team before purchasing. They can help identify the relevant product, although the full policy wording should always be used when confirming what is and is not covered.

You may also find it useful to browse mobility insurance and warranties, mobility scooters, powerchairs, wheelchairs, riser recliners, adjustable beds or service and repairs.

Mark Bates Insurance FAQs

Answers to common questions about Mark Bates mobility insurance, wheelchair cover and equipment warranties.

What is Mark Bates insurance?

Mark Bates Ltd is a specialist insurance provider offering cover for mobility scooters, powerchairs, wheelchairs and other eligible products.

Does Mark Bates offer mobility scooter insurance?

Yes. Mark Bates provides specialist mobility scooter insurance, with the protection included depending on the policy selected and its current terms.

Can Mark Bates insure a powerchair?

Yes. Insurance products are available for powered wheelchairs and powerchairs, subject to the applicable eligibility requirements and policy terms.

Does Mark Bates provide wheelchair insurance?

Yes. Mark Bates offers insurance designed for manual wheelchairs as well as separate products for powered mobility equipment.

What does Mark Bates mobility scooter insurance cover?

Cover varies by policy. Depending on the option selected, it may include specified protection for accidental damage, theft, breakdown recovery or third-party liability. Check the latest policy documentation for full details.

Is mobility scooter insurance legally required?

Mobility scooter insurance is not generally a legal requirement in the UK, but suitable cover may provide useful protection against unexpected incidents, damage or recovery costs.

What is the difference between insurance and a mobility warranty?

Insurance is intended to protect against specific insured events, while a warranty generally covers eligible mechanical or electrical faults under stated conditions.

Can riser recliners and adjustable beds be covered?

Mark Bates in-home warranty products may be available for equipment such as riser recliners, adjustable beds, hoists and stairlifts, subject to product eligibility and current terms.

Can I buy Mark Bates insurance through Modern Mobility?

Yes. Modern Mobility offers selected Mark Bates insurance and warranty products for eligible mobility equipment.

How do I choose the right Mark Bates policy?

Compare the equipment covered, insured value, excess, breakdown support, exclusions and policy limits. Read the current policy wording before purchasing or speak to Modern Mobility for help identifying the relevant product.